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Bankerbhai Queries

Our Expert's Offers January 2019
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05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.75% to 8.75%
Processing Fees
0.10% to 0.10%
Rate Of Interest :
8.75% to 8.75% (floating)
Processing Fees :
0.10% to 0.10%
Loan Amount :
500,000 to 100,000,000
Tenure :
5 years to 30 years
Pre Clouser Fees :
Zero
Special Features :
Get loan up to 65% of gross salary
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Salaried
Property Type :
Residential
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.85% to 8.85%
Processing Fees
0.25% to 0.25%
Rate Of Interest :
8.85% to 8.85% (floating)
Processing Fees :
0.25% to 0.25%
Loan Amount :
500,000 to 50,000,000
Tenure :
5 years to 20 years
Pre Clouser Fees :
zero
Special Features :
Industry Margin is taken as per Internal Guidelines 80% of that amount is eligible to be paid as EMI
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Non-salaried
Property Type :
Industrial
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.75% to 8.75%
Processing Fees
0.10% to 0.10%
Rate Of Interest :
8.75% to 8.75% (floating)
Processing Fees :
0.10% to 0.10%
Loan Amount :
500,000 to 50,000,000
Tenure :
5 years to 30 years
Pre Clouser Fees :
Zero
Special Features :
Get 20% additional loan on a gross salary eligibility
Special Deals :
EXTRA 20% loan
Discription :
Interest Type :
Floating
Employment :
Salaried
Property Type :
Residential
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.85% to 8.85%
Processing Fees
0.25% to 0.25%
Rate Of Interest :
8.85% to 8.85% (floating)
Processing Fees :
0.25% to 0.25%
Loan Amount :
500,000 to 100,000,000
Tenure :
5 years to 25 years
Pre Clouser Fees :
zero
Special Features :
EMI upto 80% of Cash Profits assessed up to 100% of rental income considered
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Non-salaried
Property Type :
Residential
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.85% to 8.85%
Processing Fees
0.25% to 0.25%
Rate Of Interest :
8.85% to 8.85% (floating)
Processing Fees :
0.25% to 0.25%
Loan Amount :
500,000 to 100,000,000
Tenure :
5 years to 25 years
Pre Clouser Fees :
0
Special Features :
EMI can be 80 % of your total Gross Profit
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Non-salaried
Property Type :
Residential
 
 

Queries

Q My son will go for higher studies in 4 years.
When should I start moving my investments from equities to debt funds
User in: Delhi NCR, Posted on:2018-12-11
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Retirement/Goal Planning
Q I have heard a lot about the taxation policy on liquid funds. May I know exactly what actually it is?
User in: Delhi NCR, Posted on:2018-11-27
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Income Tax
Q Is it possible for me to take a joint home loan along with my spouse or other associate?
User in: Delhi NCR, Posted on:2018-11-27
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Home Loans
Q Is buying a house by taking a home loan and giving it for rent in a city like Bengaluru a good investment?
User in: Delhi NCR, Posted on:2018-11-26
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Real Estate / REITs
Q need 50 lacs business loan. i took home loan and withdrew capital to take home loans. now i need money to run business
i can offer 1 more property but financial eligibility is not coming hence banks are refusing.
User in: Delhi, Delhi, Posted on:2018-11-25
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Working Capital Loan <10 cr
Q Personal lone close system
Mins of close lone account give 4% and close your lone
User in: , Posted on:2018-08-27
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Personal Loans
Q i have a homeloan
i have a home loan & top up loan, wanted to sell my flat ..please suggest me option on how to sell the flat with transferring on loans
User in: , Posted on:2018-08-17
AGood Morning User,If you have taken a loan against your property and now wanted to sell it, then without clearing the loan outstanding, you will not be able to sell the property.Now, you have 3 option... full answer
Answered by: Grow Financial Services (5 months ago) -
1  147 views
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Home Loans
Q Which shares i should buy keeping 10 years and 20 years holding time ?
I want to invest 5 lacs for long term in stocks
User in: Delhi NCR, Posted on:2018-07-05
A It is good that you have thought of holding shares for 10 years and 20 years duration , however, it is difficult to suggest any stocks with that kind of time frame in mind. All companies go thro... full answer
Answered by: BankerBhai (6 months ago) -
1  110 views
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Stocks
Q How long can he hold these funds before he is forced to invest ?
Facts location of the house mumbai in name of mother and elder son bought in year 1995 for rs 5.5 lacs for rs 5.5 lacs sold in 2016 for rs 40 lacs gift deed made transferred house from mother and elder brother to 2nd and 3rd brothers name both brothers got cheque of rs 20 lacs each in their names post the sales 2nd brother immediately used the funds to invest in a new house with his share 3rd brother still to use his funds post june 2016 that he received it query how long can he hold these funds before he is forced to invest what are the options of paying tax and keeping the money in the bank and avoiding investing in property .if so what will be the tax outgo from this 20lacs
User in: Mumbai, Maharashtra, Posted on:2018-05-21
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Income Tax
Q I have a home loan on an under construction project. The builder didn't mention the completion date on the sale agreement yet dhfl processed the loan. Now the project has been abandoned by the builder and he is missing. I was jobless for a few months so I stopped my emi. Now the bank is pressurising me to pay back the loan however I don't wish to pay because I am not getting the property against which I opted for the loan in the first place. Bank is not helping me in any way to get in touch with the builder or taking action against him. What are my options?
I currently live on rent and my new job pays me very less, which cannot cover the monthly EMI. I have tried contacting dhfl customer care and have visited their branch a few times but they were very unhelpful. Now I don't want the property and I told them to take it back but they say since the property is not fully completed, I cannot surrender it. I don't understand what should I do. Tomorrow I am visiting their branch for samadhan camp and conciliation, but I seriously doubt if that will help me in any way, as they only keep asking me start paying my EMI. That reminds me to tell you that till now my EMI hasn't started. I booked the property in August, 2015 and I was meant to get the possession in May, 2016. So from 2015 till July, 2017 I was only paying PMIs. They say so far I have only paid the interest till now and I must start my EMI asap. I never knew I was only paying the interest for 2 years. That has left me even more stressed that my actual loan amount never came down even a penny. What do I do? I don't wish to get this property anymore and don't want to pay the loan or have any dealings with the bank. This new job pays me very less and I will not be able to care for my family if I continue paying my home loan. Please tell me what is the way out of this mess.
User in: Thane, Maharashtra, Posted on:2018-03-15
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Home Loans
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