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By providing your number at BANKERBHAI.com you are authorizing BANKERBHAI, it's representatives, partners & its members to give you a call to offer you our services/product, you have opted for, imparting product knowledge, offering promotional offers running on website & offers offered by members. Irrespective of the fact that you have registered yourself under DND or DNC service, you are still authorizing BANKERBHAI, it's representatives & it’s members to give you a call for the above mentioned purposes Also based on your active opt-in you are open to receiving promotional offers from BANKERBHAI & our partner banks and insurance companies. Hence, there is no DNC check required for the number you have left on our website.
BANKERBHAI.com owned and operated by INDRAPRASTHA ADVISORS PVT. LTD. is committed to maintaining the confidentiality, integrity and security of all the personal information of our users. This Privacy & Security Policy explains how we protect personal information provided through our websites such as www.BANKERBHAI.com (the "Sites") and how we use that information in connection with our service offered through the Site (the "Service"). "Personal information" for purposes of this Policy means information that identifies you, such as your name, address, phone number, email address or location.
BANKERBHAI.com applies high privacy and security standards to protect your personal information. We regularly re-evaluate our policies and adapt them as necessary to deal with new challenges.
We will not sell or rent your personal information to anyone, for any reason, at any time. BANKERBHAI.com, its partners, & its members uses, your personal information only for the following purpose:
- To analyze usage of the site and to improve the Service;
- To send you any administrative notices, offer alerts and communications relevant to your use of the Service;
- To enable you to apply for certain products and services for which you have chosen to apply;
- For market research, project planning, troubleshooting issues, detecting and protecting against error, fraud or other criminal activity;
- To third-party contractors that provide services to BANKERBHAI.com and are bound by these same privacy restrictions;
- To otherwise set forth in this Privacy and Security Policy.
In the event that you access the Service as brought to you by one of our co-brand partners, through a co-branded URL, your name, mail address, mobile number, date of birth, employment type, residency status, details of loan applied for and loan status may be provided to that co-brand partner when your application is submitted and whenever the status of application is upated. BANKERBHAI.com has a business relationship with these co-brand partners and you may not opt-out of sharing your information with these co-brand partners if you have applied via a co-branded URL.
Certain areas and features of BANKERBHAI.com are available to you without the need to provide to us any information. However, other features of the Site or the Service e.g. as applying for a loan will require providing BANKERBHAI.com with details such as a your name, email address, address, mobile #, PAN #, employment & income details, personally identifying information about a potential co-loan applicant (should you select this option), password and to participate on our forum boards, a username (collectively the "Registration Information"). In order to provide your bank statement or payslip electronically along with your loan application , you also must provide your third-party account credentials ("Account Credentials") to allow BANKERBHAI.com to retrieve your account data at those other financial institutions ("Account Information") for your use. Your Account Credentials are only used once to retrieve your bank statements/payslips and are not stored in our system.
From time to time we may request more personal information in order to provide you with other benefits of the Service. In such instances, you will always be given the opportunity to provide or to decline to provide that information, and it will be used only for the stated purpose. BANKERBHAI.com may make anonymous or aggregate personal information and disclose such data only in a non-personally identifiable manner to:
- Third parties for their marketing and promotional purposes, such as the number of users who applied for a loan;
- Users of the Service for the purpose of comparing of their personal financial situation relative to the broader community.
Such information does not identify you individually. Access to your Registration Information, Account Information and any other personal information you provide is strictly restricted and used only in accordance with specific internal procedures and safeguards governing access, in order to operate, develop or improve the Service. We may also use third party service providers to help us provide the Service to you, such as sending e-mail messages on our behalf or hosting and operating a particular feature or functionality of the Service. Our contracts with these third parties outline the appropriate use and handling of your information and prohibit them from using any of your personal information for purposes unrelated to the product or service they're providing. We require such third parties to maintain the confidentiality of the information we provide to them.
Changes to your registration information
If your Registration Information provided when you applied for a product on Sites changes, you may update it whenever you apply for a new product e.g. a loan via the Service. To review and update your personal information to ensure it is accurate while your application is in process, contact us at support@BANKERBHAI.com. You will not be able to update the information you have provided in an application after a decision has already been made on it; however you may create and submit a new application with your updated information.
We will retain your information for as long as your account is active or as needed to provide you services. If you wish to cancel your account or request that we no longer use your information to provide you services contact us at support@BANKERBHAI.com. We will retain and use your information as necessary to comply with our legal obligations, resolve disputes, and enforce our agreements.
As is true of most web sites, we gather certain information automatically and store it in log files. This information may include internet protocol (IP) addresses, browser type, internet service provider (ISP), referring/exit pages, operating system, date/time stamp, and/or clickstream data. We may combine this automatically collected log information with other information we collect about you. We do this to improve services we offer you, to improve marketing, analytics, or site functionality.
If enabled, we may place cookies on your machine that store small amounts of data on your computer about your visit to any of the pages of this Website. Cookies are small electronic files that collect information when someone visits a website. They can identify the pages that are being viewed and this can assist us in tracking which of our features appeal the most to you and what content you may have viewed on past visits. Some cookies only exist whilst viewers are online, but 'persistent' cookies are not session-based and remain on the viewer's computer. When you visit this site again, 'persistent' cookies can enable us to customize our content according to your preferences.
Technologies such as: cookies, beacons, tags and scripts are used by BANKERBHAI.com and our partners like banking and financial entities, affiliates, or analytics or service providerssuch as google Ad sense, google analytics etc . These technologies are used in analyzing trends, administering the site, tracking users movements around the site and to gather demographic information about our user base as a whole. We may receive reports based on the use of these technologies by these companies on an individual as well as aggregated basis.
Third parties with whom we partner to provide certain features on our site or to display advertising based upon your Web browsing activity use LSOs such as HTML 5 to collect and store information. Various browsers may offer their own management tools for removing HTML5 LSOs.
Behavioral Targeting / Re-Targeting
We partner with a third party to either display advertising on our Web site or to manage our advertising on other sites. Our third party partner may use technologies such as cookies to gather information about your activities on this site and other sites in order to provide you advertising based upon your browsing activities and interests. If you wish to not have this information used for the purpose of serving you interest-based ads, you may opt-out. Please note this does not opt you out of being served ads. You will continue to receive generic ads.
Third parties will not be given your personal information unless you ask us to do so.
There are a number of products and services, such as loans, credit cards & insurance, offered by third parties on our Site, such as lenders, banks, credit card issuers, and insurers (collectively, "BANKERBHAI.com Offers"). If you choose to apply for these separate products or services, disclose information to the providers, or grant them permission to collect information about you, then their use of your information is governed by their privacy policies. You should evaluate the practices of these external services providers before deciding to use their services. BANKERBHAI.com is not responsible for their privacy practices.
Testimonials, Blogs and other forums on BANKERBHAI.com
With your consent we may post your testimonial along with your name. If you want your testimonial removed please contact us at support@BANKERBHAI.com.
If you use a blog or other public forum on our Site, any information you submit there can be read, collected or used by other users and could be used to send you unsolicited messages. We are not responsible for the personal information you choose to submit in these forums. These forums may be hosted by BANKERBHAI.com or by one of our third party service providers on BANKERBHAI.com's behalf. To request removal of your personal information from our blog or community forum, contact us at support@BANKERBHAI.com. In some cases, we may not be able to remove your personal information, in which case we will let you know if we are unable to do so and why.
Additional Policy Information
Single Sign-On You can log in to our site using sign-in services such as Facebook Connect, LinkedIn or an Open ID provider. These services will authenticate your identity and provide you the option to share certain personal information with us such as your sign-in information, name and email address to link between the sites. Social networking media services like Facebook & Twitter give you the option to post information about your activities on this Web site to your profile page to share with others within your network.
Like Button If you use the "Like" button to share something, that item will appear on your social network profile page (like Facebook, Tweeter etc.) and also on your friends' newsfeed, depending on your Social network privacy settings. You may also receive updates in your Social network newsfeed from this site or item in the future. The Social network sites also collects information such as which pages you have visited on this and other sites that have implemented the "Like" button.
Disclosure of your information to protect our rights or if required by law
Notwithstanding the foregoing, BANKERBHAI.com reserves the right (and you authorize BANKERBHAI.com) to share or disclose your personal information when BANKERBHAI.com determines, in its sole discretion, that the disclosure of such information is necessary or appropriate:
- As required by law, such as to comply with a subpoena, or similar legal process
- When we believe in good faith that disclosure is necessary to protect our rights, protect your safety or the safety of others, investigate fraud, or respond to a government request,
- If BANKERBHAI.com is involved in a merger, acquisition, or sale of all or a portion of its assets, you will be notified via email and/or a prominent notice on our Web site of any change in ownership or uses of your personal information, as well as any choices you may have regarding your personal information,
- To any other third party with your prior consent to do so.
Email & SMS communications from us and our partners
We provide our registered customers with periodic emailers and email/SMS alerts. We also allow users to subscribe to email newsletters and from time to time may transmit emails promoting BANKERBHAI.com or third-party goods or services. BANKERBHAI.com subscribers may opt-out of receiving our promotional emails and terminate their newsletter subscriptions by following the instructions in the emails. Opting out in this manner will not end transmission of service-related emails/SMS, such as email/SMS alerts. The above services are also provided by our partners