HDFC BANK Current Accounts May 2019

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HDFC BANK is a leading Bank of India providing host of Banking services to its customers.

When it comes to current accounts, HDFC BANK has following to offer to its customers

Find more bank current acount details

 
Variant Min Avg. Balance Non-maintenance charge
Activ Current Account Rs. 10,000 Rs. 3,000 Per Quarter
Government/Institutional Current Account Nil -
Merchant Advantage Plus Current Account Rs. 1,00,000 Rs 1,000 Per Month
Merchant Advantage Current Account Rs. 25,000 Rs 600 Per Month
Supreme Current Account Rs. 1,00,000 Rs. 3,000 Per Quarter
Ultima Current Account Rs. 20,00,000 Rs 10,000 Per Quarter
Premium Current Account Rs. 25,000 Rs. 1,800 Per Quarter
Current Account For Professionals Rs. 10,000 Rs. 1,500 Per Quarter
Trade Current Account Rs. 40,000 Rs. 2,400 Per Quarter
Current Account For Hospitals And Nursing Homes Rs. 40,000 Rs. 2,400 Per Quarter
Plus Current Account Rs. 1,00,000 Rs. 6,000 Per Quarter
Agri Current Account Rs. 10,000 Rs. 1,500 Per Half Year
Max Current Account Rs. 5,00,000 -
Regular Current Account Rs. 10,000 Rs.1,500 Per Quarter
Flexi Current Account Rs. 75,000 Rs 1,000 Per Month
Ezee Current Account Rs. 50,000 Rs. 1,800 Per Quarter
Apex Current Account Rs. 10,00,000 Rs.5,000 Per Quarter
E-comm Current Account Rs. 25,000 Rs. 1,800 Per Quarter
Saksham Current Account Rs. 10,000 Rs. 1,500 Per Half Year

Features of Current Account Variant

Activ Current Account
  • Minimum Average Balance to be maintained – Rs. 10,000
  • Charges for non-maintenance of Minimum Balance – Rs. 3,000 per quarter
  • For complete details on Current Account please refer here
Government/Institutional Current Account
  • Minimum Average Balance to be maintained – Nil
  • Charges for non-maintenance of Minimum Balance – -
  • Cash Deposit Limit (Base Location) – Free upto Rs.50 lac per month or 50 transaction, whichever is lower; Deposits in excess will be charged at Rs.4/- per Rs.1000/-; minimum of Rs. 50/- per transactions
  • Cash Deposit Limit (non Base Location) – Charges at Rs.3.5/- per Rs.1000/-; minimum of Rs. 50/- per transactions
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal up to Rs.1, 00,000/- per day beyond which charges @ Rs.2/1000, min Rs.50/- per transaction; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
Merchant Advantage Plus Current Account
  • Minimum Average Balance to be maintained – Rs. 1,00,000
  • Charges for non-maintenance of Minimum Balance – Rs 1,000 per month
  • Cash Deposit Limit (Base Location) – Free upto Rs.3 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.3 lacs or 25 transactions will be charged @ Rs.3 per 1,000, minimum Rs.50
  • Cash Deposit Limit (non Base Location) – Maximum Rs.1,00,000 per day. Charges @ Rs. 3.50 per Rs 1,000, min Rs. 50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal upto Rs.50,000 per day beyond which charges @ Rs.2/1,000, min Rs.50 per transaction. Third party cash withdrawal allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Merchant Advantage Current Account
  • Minimum Average Balance to be maintained – Rs. 25,000
  • Charges for non-maintenance of Minimum Balance – Rs 600 per month
  • Cash Deposit Limit (Base Location) – Free upto 4 times current month POS value (Amount swiped at HDFC Bank EDC machine) per month or 25 transactions whichever is lower,deposit in excess of 4 times POS value or 25 transactions will be cha
  • Cash Deposit Limit (non Base Location) – Maximum of Rs.50,000/- per day, charges @ Rs. 3.5 per 1000, min Rs.50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal upto Rs.50,000/- per day beyond which charges @ Rs.2/1000, min Rs.50/- per transaction. Third party cash withdrawal allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Supreme Current Account
  • Minimum Average Balance to be maintained – Rs. 1,00,000
  • Charges for non-maintenance of Minimum Balance – Rs. 3,000 per quarter
  • Cash Deposit Limit (Base Location) – Free up to higher of Rs. 10 lakhs per month or 10 times the Average Monthly Balance maintained in the current month or 40 transactions,
  • Cash Deposit Limit (non Base Location) – Free up to higher of Rs. 10 lakhs per month or 10 times the Average Monthly Balance maintained in the current month or 40 transactions,
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal up to Rs.10 lacs per month , beyond which Rs.2 per Rs. 1,000; minimum Rs.100 per transaction . Third party cashwithdrawal allowed up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Ultima Current Account
  • Minimum Average Balance to be maintained – Rs. 20,00,000
  • Charges for non-maintenance of Minimum Balance – Rs 10,000 per quarter
  • Cash Deposit Limit (Base Location) – Monthly free limit is Higher of Rs.200 Lacs or 8 times the average monthly Balance (AMB) maintained in the previous month or 100 transactions whichever is breached earlier;
  • Cash Deposit Limit (non Base Location) – Monthly free limit is Rs. 50 Lacs or 25 transactions, whichever is breached earlier; Charges at the rate of Rs.3.5 per 1,000 minimum of Rs.50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.75,00,000 per month, beyond which charges @ Rs.2/1,000, min Rs.50 per transaction
  • For complete details on Current Account please refer here
Premium Current Account
  • Minimum Average Balance to be maintained – Rs. 25,000
  • Charges for non-maintenance of Minimum Balance – Rs. 1,800 per quarter
  • Cash Deposit Limit (Base Location) – Free upto Rs.3 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.3 lacs or 25 transactions will be charged @ Rs.3 per 1000, minimum Rs.50
  • Cash Deposit Limit (non Base Location) – Maximum Rs.25,000/- per day. Charges @ Rs. 3.50/1000, min Rs. 50
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.25,000/- per day, beyond which charges @ Rs.2/1000, min Rs. 50/- (Only for incremental amount), Third party cash withdrawal allowed only up to maximum Rs.50,000/- per tra
  • For complete details on Current Account please refer here
Current Account for Professionals
  • Minimum Average Balance to be maintained – Rs. 10,000
  • Charges for non-maintenance of Minimum Balance – Rs. 1,500 per quarter
  • Cash Deposit Limit (Base Location) – Up to Rs. 10 lakhs free per month or 25 transactions whichever is less. Deposits in excess of Rs. 10 lakhs or 25 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction
  • Cash Deposit Limit (non Base Location) – Charges @ Rs. 3.50/Rs. 1,000, min Rs. 50 per transaction. (maximum deposit allowed up to Rs. 1,00,000 per day)
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Cash withdrawals charges @ Rs.2/1000, min Rs.50/- per transaction. Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
Trade Current Account
  • Minimum Average Balance to be maintained – Rs. 40,000
  • Charges for non-maintenance of Minimum Balance – Rs. 2,400 per quarter
  • Cash Deposit Limit (Base Location) – upto Rs.5 Lacs free per month or 40 transactions whichever is less. Deposits in excess of Rs.5 Lacs free per month or 40 transactions will be charged @ Rs.3 per 1000, minimum of Rs.50/- per transactio
  • Cash Deposit Limit (non Base Location) – Maximum Rs.50,000/- per day. Charges @ Rs. 3.50/- per Rs 1,000, min Rs. 50/-
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000/-
  • For complete details on Current Account please refer here
Current account for hospitals and nursing homes
  • Minimum Average Balance to be maintained – Rs. 40,000
  • Charges for non-maintenance of Minimum Balance – Rs. 2,400 per quarter
  • Cash Deposit Limit (Base Location) – Up to Rs. 10 Lakhs free per month or 50 transactions whichever is less. Deposits in excess of Rs. 10 Lakhs or 50 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction
  • Cash Deposit Limit (non Base Location) – Charges @ Rs. 3.50/Rs. 1,000, minimum Rs. 50 per transaction. (maximum deposit allowed up to Rs. 1,00,000 per day)
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
Plus Current Account
  • Minimum Average Balance to be maintained – Rs. 1,00,000
  • Charges for non-maintenance of Minimum Balance – Rs. 6,000 per quarter
  • Cash Deposit Limit (Base Location) – Upto Rs.10 Lacs free per month or 50 transactions whichever is less. Deposits in excess of Rs.10 Lacs free per month or 50 transactions will be charged @ Rs.3 per Rs.1000, minimum of Rs.50/- per trans
  • Cash Deposit Limit (non Base Location) – Upto Rs.2 Lacs free per month or 5 transactions whichever is less. Deposits in excess of Rs.2 Lacs free per month or 5 transactions will be charged @ Rs.3.5 per Rs.1000, minimum of Rs.50/- per transac
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.1,00,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000/
  • For complete details on Current Account please refer here
Agri Current Account
  • Minimum Average Balance to be maintained – Rs. 10,000
  • Charges for non-maintenance of Minimum Balance – Rs. 1,500 per half year
  • Cash Deposit Limit (Base Location) – Free up to Rs. 10 Lacs per month or 25 transactions which ever is breached earlier. Deposit in excess of free limit will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction.
  • Cash Deposit Limit (non Base Location) – Free up to Rs. 10 Lacs per month or 25 transactions which ever is breached earlier. Deposit in excess of free limit will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction.
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Cash withdrawals charges @ Rs. 2/Rs. 1,000, minimum Rs. 50/- per transaction; Third party cash withdrawals allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Max Current Account
  • Minimum Average Balance to be maintained – Rs. 5,00,000
  • Charges for non-maintenance of Minimum Balance – -
  • For complete details on Current Account please refer here
Regular Current Account
  • Minimum Average Balance to be maintained – Rs. 10,000
  • Charges for non-maintenance of Minimum Balance – Rs.1,500 per quarter
  • Cash Deposit Limit (Base Location) – Free upto Rs.2 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.2 lacs or 25 transactions will be charged @ Rs.3 per 1,000, minimum Rs.50 per transaction.
  • Cash Deposit Limit (non Base Location) – Maximum Rs.10,000 per day. Charges @ Rs. 3.5 per 1000, min Rs.50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Cash Withdrawal charges @ Rs.2/1,000, min Rs.50 per transaction.Third party cash withdrawal allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Flexi Current Account
  • Minimum Average Balance to be maintained – Rs. 75,000
  • Charges for non-maintenance of Minimum Balance – Rs 1,000 per month
  • Cash Deposit Limit (Base Location) – Free upto 10 times the current month AMB or 50 transactions whichever is lower. Deposit in excess of 10 times the current month AMB or 50 transactions will be charged @ Rs.3 per 1000;
  • Cash Deposit Limit (non Base Location) – Maximum Rs.1,00,000 per day. Charges @ Rs. 3.50 per Rs 1,000, min Rs. 50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,000 per day, beyond which charges @ Rs. 2 per Rs.1000, min Rs.50 per transaction (Only for incremental amount),
  • For complete details on Current Account please refer here
Ezee Current Account
  • Minimum Average Balance to be maintained – Rs. 50,000
  • Charges for non-maintenance of Minimum Balance – Rs. 1,800 per quarter
  • Cash Deposit Limit (Base Location) – Free up to higher of Rs. 4 lakh per month or 6 times the Average Monthly Balance maintained in the current month or 25 transactions, whichever is breached earlier (subject to a maximum of Rs. 50 lakh
  • Cash Deposit Limit (non Base Location) – Free up to higher of Rs. 4 lakh per month or 6 times the Average Monthly Balance maintained in the current month or 25 transactions, whichever is breached earlier (subject to a maximum of Rs. 50 lakh
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals up to Rs. 5,00,000/- per month, beyond which charges @ Rs. 2/1,000, min Rs. 100; Third party cash withdrawal allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Apex Current Account
  • Minimum Average Balance to be maintained – Rs. 10,00,000
  • Charges for non-maintenance of Minimum Balance – Rs.5,000 per quarter
  • Cash Deposit Limit (Base Location) – Higher of Rs.120 Lacs per month or 10 times the previous month AMB or 60 transactions, whichever is breached first; (Subject to a maximum monthly limit of Rs.500Lacs);
  • Cash Deposit Limit (non Base Location) – Free upto Rs.30 Lacs per month or 25 transactions, whichever is breached first; beyond free limit charges at 3.5 per 1,000; minimum of Rs.50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,00,000 per month, beyond which charges @ Rs.2 per 1000, min Rs.50 per transaction on incremental amount;
  • For complete details on Current Account please refer here
E-comm Current Account
  • Minimum Average Balance to be maintained – Rs. 25,000
  • Charges for non-maintenance of Minimum Balance – Rs. 1,800 per quarter
  • Cash Deposit Limit (Base Location) – Higher of Rs.3 Lacs free per month or 6 times the Average Monthly Balance maintained in the transaction (Current) month or 40 transactions whichever is breached earlier . Deposits in excess of free
  • Cash Deposit Limit (non Base Location) – Higher of Rs.3 Lacs free per month or 6 times the Average Monthly Balance maintained in the transaction (Current) month or 40 transactions whichever is breached earlier . Deposits in excess of free
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.1,00,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/- per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000
  • For complete details on Current Account please refer here
Saksham Current Account
  • Minimum Average Balance to be maintained – Rs. 10,000
  • Charges for non-maintenance of Minimum Balance – Rs. 1,500 per Half Year
  • For complete details on Current Account please refer here

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