HDFC BANK Current Accounts January 2019

HDFC BANK is a leading Bank of India providing host of Banking services to its customers.

When it comes to current accounts, HDFC BANK has following to offer to its customers

Find more bank current acount details

 
Variant Min Avg. Balance Non-maintenance charge
Ultima Current Account 2000000 Rs 10,000/- Per Quarter, If Average Quarterly Balance Is Less Than Rs. 20,00,000/- Per Quarter But More Than Or Equal To 10,00,000/- Per Quarter
Supreme Current Account 100000 Rs. 3000/- Per Quarter, If Average Quarterly Balance Is Less Than Rs. 1,00,000/- Per Quarter For Metro And Urban Branches And Rs.40,000/- Per Quarter For Semi-Urban And Rural Branches
Apex Current Account 1000000 5000
Ezee Current Account 50000 1800
Max Current Account 500000 If AQB Less Than Rs.500,000 But More Than Or Equal To Rs.250,000 - Rs.3,000 Per Qtr ; If AQB Is Less Than Rs.250,000 - Rs.8,000 Per Qtr
Agri Current Account 10000 Average Balance Requirement Of Rs. 10000/-. No AQB
Plus Current Account 100000 Charge Of Rs. 6,000 Per Quarter, If AQB Is Less Than Rs. 50,000 . Charge Of Rs. 1,500 Per Quarter, If AQB Is Less Than Rs. 1,00,000 But > = Rs. 50,000
Current Account For Hospitals And Nursing Homes 40000 Rs. 2,400 Per Quarter, If AQB Below Rs. 40,000
Trade Current Account 40000 2400
Current Account For Professionals 10000 Rs. 1500 Per Quarter, If AQB Below Rs. 10,000
Premium Current Account 25000 Charge Of Rs.1800/- Per Quarter
Merchant Advantage Plus Current Account 100000 Rs 1,000 Per Month
Regular Current Account 10000 Charge Of Rs.1500/- Per Quarter
Merchant Advantage Current Account 25000 Rs 600 Per Month
Flexi Current Account 75000 Rs 1000/- Per Month
Government/Institutional Current Account 0
E-comm Current Account 25000 Charge Of Rs. 1800 Per Quarter
Saksham Current Account 10000 Rs. 1,500 Per Half Year, If HAB Is Below Rs. 10,000
Activ Current Account 10000 Rs. 3,000 Per Quarter, If AQB Is Below Rs. 10,000

Features of Current Account Variant

Ultima Current Account
  • Minimum Average Balance to be maintained – 2000000
  • Charges for non-maintenance of Minimum Balance – Rs 10,000/- per quarter, if Average Quarterly Balance is less than Rs. 20,00,000/- per quarter but more than or equal to 10,00,000/- per quarter
  • Cash Deposit Limit (Base Location) – Free Cash Deposits up to Rs. 200 lakhs per month* across all HDFC Bank Branches in your city & Rs. 50 lakhs per month * on other cities
  • Cash Withdrawal Limit (Base Location) – Free Cash Withdrawal facility up to 75 lacs per month at any of the HDFC bank Branch
  • Cash Withdrawal Charges beyond free limit (Base Location) – Free Cash Withdrawal facility up to 75 lacs per month at any of the HDFC bank Branch
  • For complete details on Current Account please refer here
Supreme Current Account
  • Minimum Average Balance to be maintained – 100000
  • Charges for non-maintenance of Minimum Balance – Rs. 3000/- per quarter, if Average Quarterly Balance is less than Rs. 1,00,000/- per quarter for Metro and Urban branches and Rs.40,000/- per quarter for Semi-Urban and Rural branches
  • Cash Deposit Limit (Base Location) – Free up to higher of Rs. 10 lakhs per month or 10 times the Average Monthly Balance maintained in the current month or 40 transactions, whichever is breached earlier (subject to a maximum of Rs. 75 la
  • Cash Deposit Limit (non Base Location) – Free up to higher of Rs. 10 lakhs per month or 10 times the Average Monthly Balance maintained in the current month or 40 transactions, whichever is breached earlier (subject to a maximum of Rs. 75 la
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal up to Rs.10 lacs per month , beyond which Rs.2/- per Rs.1000/-; minimum Rs.100/ per transaction . Third party cashwithdrawal allowed up to maximum Rs. 50,000/- per transaction.
  • Cash Withdrawal Charges beyond free limit (Base Location) – Free cash withdrawal up to Rs.10 lacs per month , beyond which Rs.2/- per Rs.1000/-; minimum Rs.100/ per transaction . Third party cashwithdrawal allowed up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
Apex Current Account
  • Minimum Average Balance to be maintained – 1000000
  • Charges for non-maintenance of Minimum Balance – 5000
  • Cash Deposit Limit (Base Location) – Higher of Rs.120 Lacs per month or 10 times the previous month AMB or 60 transactions, whichever is breached first; (Subject to a maximum monthly limit of Rs.500Lacs); beyond free limit, charges at Rs
  • Cash Deposit Limit (non Base Location) – Free upto Rs.30 Lacs per month or 25 transactions, whichever is breached first; beyond free limit charges at 3.5 per 1000; minimum of Rs.50/- per transaction
  • Cash Withdrawal Limit (Base Location) – Free
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,00,000/- per month, beyond which charges @ Rs.2 per 1000, min Rs.50/ per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs.
  • For complete details on Current Account please refer here
Ezee Current Account
  • Minimum Average Balance to be maintained – 50000
  • Charges for non-maintenance of Minimum Balance – 1800
  • Cash Deposit Limit (Base Location) – Free up to higher of Rs. 4 lakh per month or 6 times the Average Monthly Balance maintained in the current month or 25 transactions, whichever is breached earlier (subject to a maximum of Rs. 50 lakh
  • Cash Deposit Limit (non Base Location) – Maximum Rs.1,00,000/- per day.
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals up to Rs. 5,00,000/- per month, beyond which charges @ Rs. 2/1000, min Rs. 100/-; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
Max Current Account
  • Minimum Average Balance to be maintained – 500000
  • Charges for non-maintenance of Minimum Balance – If AQB less than Rs.500,000 but more than or equal to Rs.250,000 - Rs.3,000 per qtr ; If AQB is less than Rs.250,000 - Rs.8,000 per qtr
  • Cash Deposit Limit (Base Location) – Combined free limit for cash deposit across all HDFC Bank Branches which will be higher of Rs.60 lacs per month or 10 times the current month AMB or 60 transactions, which ever is breached first; (sub
  • Cash Deposit Limit (non Base Location) – Combined free limit for cash deposit across all HDFC Bank Branches which will be higher of Rs.60 lacs per month or 10 times the current month AMB or 60 transactions, which ever is breached first; (sub
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,00,000/- per month, beyond which charges @ Rs.2 per 1000, min Rs.50/ per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs.
  • For complete details on Current Account please refer here
Agri Current Account
  • Minimum Average Balance to be maintained – 10000
  • Charges for non-maintenance of Minimum Balance – Average Balance Requirement of Rs. 10000/-. No AQB
  • Cash Deposit Limit (Base Location) – Free up to Rs. 10 Lacs per month or 25 transactions which ever is breached earlier. Deposit in excess of free limit will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction.
  • Cash Deposit Limit (non Base Location) – Charges @ Rs. 3.50/Rs. 1,000, minimum Rs. 50 per transaction. (maximum deposit allowed up to Rs. 50,000 per day)
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Cash withdrawals charges @ Rs. 2/Rs. 1,000, minimum Rs. 50/- per transaction; Third party cash withdrawals allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Plus Current Account
  • Minimum Average Balance to be maintained – 100000
  • Charges for non-maintenance of Minimum Balance – Charge of Rs. 6,000 per quarter, if AQB is less than Rs. 50,000 . Charge of Rs. 1,500 per quarter, if AQB is less than Rs. 1,00,000 but > = Rs. 50,000
  • Cash Deposit Limit (Base Location) – Upto Rs.10 Lacs free per month or 50 transactions whichever is less. Deposits in excess of Rs.10 Lacs free per month or 50 transactions will be charged @ Rs.3 per Rs.1000, minimum of Rs.50/- per trans
  • Cash Deposit Limit (non Base Location) – Upto Rs.2 Lacs free per month or 5 transactions whichever is less. Deposits in excess of Rs.2 Lacs free per month or 5 transactions will be charged @ Rs.3.5 per Rs.1000, minimum of Rs.50/- per transac
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.1,00,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000/
  • For complete details on Current Account please refer here
Current account for hospitals and nursing homes
  • Minimum Average Balance to be maintained – 40000
  • Charges for non-maintenance of Minimum Balance – Rs. 2,400 per quarter, if AQB below Rs. 40,000
  • Cash Deposit Limit (Base Location) – Up to Rs. 10 Lakhs free per month or 50 transactions whichever is less. Deposits in excess of Rs. 10 Lakhs or 50 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction
  • Cash Deposit Limit (non Base Location) – Charges @ Rs. 3.50/Rs. 1,000, minimum Rs. 50 per transaction. (maximum deposit allowed up to Rs. 1,00,000 per day)
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • Cash Withdrawal Charges beyond free limit (Base Location) – Free cash withdrawals upto Rs.50,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
Trade Current Account
  • Minimum Average Balance to be maintained – 40000
  • Charges for non-maintenance of Minimum Balance – 2400
  • Cash Deposit Limit (Base Location) – upto Rs.5 Lacs free per month or 40 transactions whichever is less. Deposits in excess of Rs.5 Lacs free per month or 40 transactions will be charged @ Rs.3 per 1000, minimum of Rs.50/- per transactio
  • Cash Deposit Limit (non Base Location) – Maximum Rs.50,000/- per day. Charges @ Rs. 3.50/- per Rs 1,000, min Rs. 50/-
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/-per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000/-
  • For complete details on Current Account please refer here
Current Account for Professionals
  • Minimum Average Balance to be maintained – 10000
  • Charges for non-maintenance of Minimum Balance – Rs. 1500 per quarter, if AQB below Rs. 10,000
  • Cash Deposit Limit (Base Location) – Up to Rs. 10 lakhs free per month or 25 transactions whichever is less. Deposits in excess of Rs. 10 lakhs or 25 transactions will be charged @ Rs. 3 per Rs. 1,000, minimum Rs. 50 per transaction
  • Cash Deposit Limit (non Base Location) – Charges @ Rs. 3.50/Rs. 1,000, min Rs. 50 per transaction. (maximum deposit allowed up to Rs. 1,00,000 per day)
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Cash withdrawals charges @ Rs.2/1000, min Rs.50/- per transaction. Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
Premium Current Account
  • Minimum Average Balance to be maintained – 25000
  • Charges for non-maintenance of Minimum Balance – Charge of Rs.1800/- per quarter
  • Cash Deposit Limit (Base Location) – Free upto Rs.3 lacs per month or 25 transactions, whichever is lower. Deposit in excess of Rs.3 lacs or 25 transactions will be charged @ Rs.3 per 1000, minimum Rs.50
  • Cash Deposit Limit (non Base Location) – Maximum Rs.25,000/- per day. Charges @ Rs. 3.50/1000, min Rs. 50
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.25,000/- per day, beyond which charges @ Rs.2/1000, min Rs. 50/- (Only for incremental amount), Third party cash withdrawal allowed only up to maximum Rs.50,000/- per tra
  • For complete details on Current Account please refer here
Merchant Advantage Plus Current Account
  • Minimum Average Balance to be maintained – 100000
  • Charges for non-maintenance of Minimum Balance – Rs 1,000 per month
  • Cash Deposit Limit (Base Location) – Free upto 4 times current month POS value (Amount swiped at HDFC Bank EDC machine) per month or 50 transactions Cash deposit at non home Branches within home branch city subject to maximum of Rs.1,00,
  • Cash Deposit Limit (non Base Location) – Maximum Rs.1,00,000/- per day. Charges @ Rs. 3.50/- per Rs 1,000, min Rs. 50/- per transaction
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal upto Rs.50,000/- per day beyond which charges @ Rs.2/1000, min Rs.50/- per transaction. Third party cash withdrawal allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Regular Current Account
  • Minimum Average Balance to be maintained – 10000
  • Charges for non-maintenance of Minimum Balance – Charge of Rs.1500/- per quarter
  • Cash Deposit Limit (Base Location) – Cash deposit at non home Branches within home branch city subject to maximum of Rs.10,000 per account per day, Free upto Rs.2 lacs per month or 25 transactions, whichever is lower. Deposit in excess o
  • Cash Deposit Limit (non Base Location) – Cash Deposit - Non-Home Location - Maximum Rs.10,000 per day. Charges @ Rs. 3.5 per 1000, min Rs.50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Cash Deposit - Non-Home Location - Maximum Rs.10,000 per day. Charges @ Rs. 3.5 per 1000, min Rs.50 per transaction
  • For complete details on Current Account please refer here
Merchant Advantage Current Account
  • Minimum Average Balance to be maintained – 25000
  • Charges for non-maintenance of Minimum Balance – Rs 600 per month
  • Cash Deposit Limit (Base Location) – Cash deposit at non home Branches within home branch city subject to maximum of Rs.50,000/- per account per day, Free upto 4 times current month POS value (Amount swiped at HDFC Bank EDC machine) per
  • Cash Deposit Limit (non Base Location) – Maximum of Rs.50,000/- per day, charges @ Rs. 3.5 per 1000, min Rs.50 per transaction
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal upto Rs.50,000/- per day beyond which charges @ Rs.2/1000, min Rs.50/- per transaction. Third party cash withdrawal allowed only up to maximum Rs. 50,000 per transaction.
  • For complete details on Current Account please refer here
Flexi Current Account
  • Minimum Average Balance to be maintained – 75000
  • Charges for non-maintenance of Minimum Balance – Rs 1000/- per month
  • Cash Deposit Limit (Base Location) – Cash deposit at non home Branches within home branch city subject to maximum of Rs.1,00,000/- per account per day, Free upto 10 times the current month AMB or 50 transactions whichever is lower. Depos
  • Cash Deposit Limit (non Base Location) – Maximum Rs.1,00,000/- per day. Charges @ Rs. 3.50/- per Rs 1,000, min Rs. 50/- per transaction
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.50,000/- per day, beyond which charges @ Rs. 2/- per Rs.1000/-, min Rs.50/- per transaction (Only for incremental amount), Third party cash withdrawal allowed only up to
  • For complete details on Current Account please refer here
Government/Institutional Current Account
  • Cash Deposit Limit (Base Location) – Charges at Rs.3.5/- per Rs.1000/-; minimum of Rs. 50/- per transactions, Free upto Rs.50 lac per month or 50 transaction, whichever is lower; Deposits in excess will be charged at Rs.4/- per Rs.1000
  • Cash Deposit Limit (non Base Location) – Maximum Rs.1, 00,000/- per account per day.
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawal up to Rs.1, 00,000/- per day beyond which charges @ Rs.2/1000, min Rs.50/- per transaction; Third party cash withdrawal allowed only up to maximum Rs. 50,000/- per transaction.
  • For complete details on Current Account please refer here
E-comm Current Account
  • Minimum Average Balance to be maintained – 25000
  • Charges for non-maintenance of Minimum Balance – Charge of Rs. 1800 per quarter
  • Cash Deposit Limit (Base Location) – Cash deposit at non home Branches within home branch city subject to maximum of Rs. 1,00,000 per account per day, Higher of Rs.3 Lacs free per month or 6 times the Average Monthly Balance maintained
  • Cash Deposit Limit (non Base Location) – Cash deposit at non home Branches within home branch city subject to maximum of Rs. 1,00,000 per account per day, Higher of Rs.3 Lacs free per month or 6 times the Average Monthly Balance maintained
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Free cash withdrawals upto Rs.1,00,000/- per day, beyond which charges @ Rs.2/1000, min Rs.50/- per transaction on incremental amount; Third party cash withdrawal allowed only up to maximum Rs. 50,000
  • For complete details on Current Account please refer here
Saksham Current Account
  • Minimum Average Balance to be maintained – 10000
  • Charges for non-maintenance of Minimum Balance – Rs. 1,500 per Half Year, if HAB is below Rs. 10,000
  • Cash Deposit Limit (Base Location) – Free for Rs. 50 lacs or 50 txns per month whichever is breached first
  • Cash Withdrawal Limit (Base Location) – Free at Home Branch
  • Cash Withdrawal Limit (non Base Location) – Cash Withdrawal (Non Home Branch)
  • For complete details on Current Account please refer here
Activ Current Account
  • Minimum Average Balance to be maintained – 10000
  • Charges for non-maintenance of Minimum Balance – Rs. 3,000 per quarter, if AQB is below Rs. 10,000
  • Cash Withdrawal Limit (non Base Location) – Cash Withdrawal (Non-Home Branch)- 10 times of current account AMB ( Upper cap of Rs. 50 Cr )
  • For complete details on Current Account please refer here

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Our Expert's Offers January 2019
view more offers
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.75% to 8.75%

Processing Fees
0.10% to 0.10%
Rate Of Interest :
8.75% to 8.75% (floating)
Processing Fees :
0.10% to 0.10%
Loan Amount :
500,000 to 100,000,000
Tenure :
5 years to 30 years
Pre Clouser Fees :
Zero
Special Features :
Get loan up to 65% of gross salary
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Salaried
Property Type :
Residential
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.85% to 8.85%

Processing Fees
0.25% to 0.25%
Rate Of Interest :
8.85% to 8.85% (floating)
Processing Fees :
0.25% to 0.25%
Loan Amount :
500,000 to 50,000,000
Tenure :
5 years to 20 years
Pre Clouser Fees :
zero
Special Features :
Industry Margin is taken as per Internal Guidelines 80% of that amount is eligible to be paid as EMI
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Non-salaried
Property Type :
Industrial
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.75% to 8.75%

Processing Fees
0.10% to 0.10%
Rate Of Interest :
8.75% to 8.75% (floating)
Processing Fees :
0.10% to 0.10%
Loan Amount :
500,000 to 50,000,000
Tenure :
5 years to 30 years
Pre Clouser Fees :
Zero
Special Features :
Get 20% additional loan on a gross salary eligibility
Special Deals :
EXTRA 20% loan
Discription :
Interest Type :
Floating
Employment :
Salaried
Property Type :
Residential
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.85% to 8.85%

Processing Fees
0.25% to 0.25%
Rate Of Interest :
8.85% to 8.85% (floating)
Processing Fees :
0.25% to 0.25%
Loan Amount :
500,000 to 100,000,000
Tenure :
5 years to 25 years
Pre Clouser Fees :
zero
Special Features :
EMI upto 80% of Cash Profits assessed up to 100% of rental income considered
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Non-salaried
Property Type :
Residential
05-Jan-2019 - 20-Feb-2019
AVAIL Interest Rate
8.85% to 8.85%

Processing Fees
0.25% to 0.25%
Rate Of Interest :
8.85% to 8.85% (floating)
Processing Fees :
0.25% to 0.25%
Loan Amount :
500,000 to 100,000,000
Tenure :
5 years to 25 years
Pre Clouser Fees :
0
Special Features :
EMI can be 80 % of your total Gross Profit
Special Deals :
Discription :
Interest Type :
Floating
Employment :
Non-salaried
Property Type :
Residential
 
 

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