Beat FD interest Rates – Use Crorepati calculator to become Crorepati,Nov, 2018

Who doesn't want to be a crorepati? Question is how much you need to invest to be a crorepati? Find out here
Number of years in which you want to become crorepati
Interest Rate
you can invest at

In order to become Crorepati in
you have to invest every month at interest of % per annum


I love you! Because reaching this page means that you are determined to become a crorepati by a particular time-frame & follow your dream of becoming a crorepati.

Becoming a crorepati is not difficult. You can rob a Bank, marry into a crorepati family, get into illegal organ transplant business or sell nation’s secrets. However, here on this page you will find only disciplined and legal ways of becoming a crorepati& that too on your own. While we are at it, you definitely cannot become a crorepati by placing fixed deposits with the Banks.

Investing Rs.50000 per month in better options makes you crorepati in 9 years.

Just set a year in your mind, play around the interest rates slider for a bit. Take help of Financial Experts mentioned on the site and you are home.

The need for this Crorepati Calculator

We made earlier Crorepati calculator to tell people how much they would take to become a crorepati if they invest a particular amount every month at a particular interest rate. Then we realised that this world is more of go-getters now.

By bringing this calculator, we wanted to respect those people who would set a time for themselves to become a crorepati& work towards achieving that milestone. Users can fix number of years from today they wish to become a crorepati. Then use this calculator by changing figures of rate of interest to see how much amount every month they should be investing to realise their dream. And then, of course seek a professional advise from experts on BankerBhai to ensure you realise that dream of yours. You won’t give your car to your maid for driving – would you?

How to use this calculator

The use of this calculator is very simple. You just have to enter 2 things:

1. Number of years in which you want to become a crorepati

Make a wish. Say I wish to become a crorepati in 8 years. Put this figure in the calculator. While the universe will help you in getting to be the crorepati, you will come to know the amount you need to invest every month.

2. Interest Rate you can invest at

This is something very critical. This is the figure that you should keep on changing around and see what kind of difference does it make to you in becoming a crorepati.

Typically the lowest interest earned would be from savings account in the region of 4-6%.

Bank FD interest rates would be around 6-7%.

Average returns from Debt funds (mutual funds) can be around 8-10%.

Average returns from balanced funds (mutual funds) can be around 9-12%.

Average returns from Equity funds (mutual funds) can be around 12-14%.

Try changing interest rates and see the difference in output you get.

Output – Output from this calculator is simple. It gives you AMOUNT YOU NEED TO INVEST EVERY MONTH TO BECOME A CROREPATI. LESS the interest you invest at, MORE the amount you will have to invest every month to become a crorepati.

Please go through below offers from experts at BankerBhai to ensure that you become crorepati legally as soon as practically possible.

How to become crorepati faster?

Simple. Make power of compounding work for you in your favour. And, play as per the merit of the ball. And never invest in a FD or a Fixed Deposit of a Bank.

Power of Compounding – It is very difficult to explain it to non-finance people. The best analogy I can try is a simple game. If I tell you to give me 1 paise on Day 1 of a month and just give me double of that next day and keep on doubling every day. I mean, give me 1 paise on Day 1, 2 paise on Day 2, 4 paise on Day 3 and continue doing this for a month.

On Day 10, you will be giving me Rs.5, on Day 20 you will be giving me Rs.5000 but on Day 30, you will be liable to pay me Rs.53.68 lacs. Yes, that’s the power of compounding. Interest applied to your investments for a longer period generates these kind of mind boggling returns. The more the interest, the higher the mind boggling effect.

Play as per merit – INVEST more & go for more risk (invest in equities) when you are younger. People do complete the opposite. They SPEND more as they say they don’t have to save for anything. Plus their parents or friends ask them to invest in safe instruments like Fixed Deposits. Both things kill your money. As you keep on getting older, then depending on your goals, you have to invest in a mix of products.

Use our ASSET ALLOCATION calculator to find out how to invest depending your age, goal & risk profile.

We have another crorepati calculator that tells you how much to invest every month to become a crorepati, if you have fixed a time period to become a crorepati.

I would suggest mix of mutual funds to reach your strategy of becoming a crorepati. Particularly SIP (Systematic Investment Product) of Mutual Funds if used with expert guidance can really benefit you a lot. You can find best Investment Experts on I would like to reiterate please do not use Fixed Deposits as an investment to realise your financial goals.


The data generated herein is completely and solely based on the information/details provided by you in response to the questions specified by the site Such information and the resultant data is provided only for user's convenience and information purposes. does not guarantee accuracy, completeness or correct sequence of any the details provided therein and therefore no reliance should be placed by the user for any purpose whatsoever on the information contained / data generated herein or on its completeness / accuracy. The use of any information set out is entirely at the User's own risk. User should exercise due care and caution (including if necessary, obtaining of advise of tax/ legal/ accounting/ financial/ other professionals) prior to taking of any decision, acting or omitting to act, on the basis of the information contained / data generated herein. The information contained / data generated herein may be subject to change, updation, revision, verification and amendment without notice and such information/data generated may change materially.

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